If you have been thinking about buying a house here in Richmond, Virginia, you may not have been thinking about who you will use as your Buyer Agent to help you with that purchase! You may be thinking that all you need to do is find the house on the internet, call the listing agent and write up an offer on the house if you end up liking it!
But that may not be the best way to go about buying your home! A good Buyer Agent will do a lot of things for you that you may not have even thought of! But finding and purchasing a home involves more steps than most buyers like! And this is where a good Buyer Agent will be an incredibly helpful resource!
So, here are the things (in no particular order) that a good Buyer Agent will help you with:
You will probably have to get financed - with so many options out there and so many lenders, do you know what is the best loan for you? And which lender is the best lender to use for your particular type of loan? A good Buyer's Agent knows the financing options AND what lenders are best for your loan! And they will monitor your loan progress to try to resolve any issues that could affect your closing!
And even if the market cools down, and you are the only person making an offer on the house, you want to make sure that your contract has the protections for you! A good Buyer's Agent will make sure you understand all the contingencies in the contract, that anything that is important to you is in the contract, that the personal property you want to convey with the property is in the offer!
Once you find the house to buy, and it is under contract, you will want to do an inspection! But knowing who are good inspectors and who isn't, knowing the specialized inspectors such as chimney, HVAC, well and septic, radon, termite - these are all the things (and more) that a good Buyer's Agent will help you with!
What about disclosures? Virginia is a buyer beware state - which means that it is up to you, the Buyer, to do any and all due diligence during the inspection period! You want to make sure that you good with the house that you are buying! But do you know the Virginia Disclosure Law? A good Buyer's Agent will make sure that you understand the disclosures in the state of Virginia!
The final step in closing on your home - is the closing on your home! But things can happen to cause delays in the closing! A good Buyer's Agent will stay on top of the transaction to make sure that things go smoothly - and is there to handle any potential problems that may come up! And they will be there at the end, when you are sitting at the lawyer's table, to ensure that your interests are protected!
You will probably have lots of questions as you move through the home buying process - a good Buyers Agent will be there to answer all those questions for you so that you are completely comfortable from beginning to end! The internet is great, but sometimes you can end up having information overload - and there is no guarantee that the information you have found online is accurate or complies with Virginia law and customs!
Thinking about buying a home? Have questions? I am here to help. Feel free to contact me and I would be happy to help!